Get Cash From Your Home Equity With No Monthly Payments
Get a cash lump sum today in exchange for a share of your home’s future value. With no monthly payments and easier qualification, a home equity investment (HEA) can be a smart solution.
Compare Top Offers
See how much you could get today for a share of your home’s future appreciation.
✓ Get up to $500,000
✓ Min. credit score: 500+
✓ No income requirements
✓ 10 year term
✓ Get up to $600,000
✓ Min. credit score: 600+
✓ No income requirements
✓ 10 year term
Differences with other products
See the the benefits over a traditional HELOC (Home Equity Line of Credit)
HEA / HEI
An HEI or HEA lets homeowners access their equity as cash without monthly payments.
✓ Access a lump sum of money
✓ No monthly payments
✓ No income or employment requirements
✓ Simple process
HELOC
HELOCs work more like a credit card — as a revolving line of credit that you repay based on what you spend.
✓ Variable monthly rates
✓ Monthly payments
✓ Easy to run up a high balance
✓ Repayments start immediatly
Cash-Out
This is a type of refinance where you replace your existing home loan with a new, larger one, and receive the difference as a lump sum of cash.
✓ Fixed monthly rates
✓ Monthly payments
✓ High credit score needed
✓ Repayments start immediatly
FAQ
What is a Home Equity Agreement?
A home equity agreement (HEA), also called a home equity investment, allows a homeowner (or homebuyer) to access part of their equity in exchange for cash from an investor. In return, the investor receives a share of the property’s future value when the home is sold or the agreement ends
How does an HEA affect ownership?
You keep control of the home: The investor has no occupancy or day‑to‑day decision rights over improvements or maintenance.
What can I use the funds for?
Qualified homeowners can use the funds however they’d like including paying off debt, medical bills, investments, renovations, or anything else.